I recently helped a client with her medical bill. A medical service provider billed her for two charges that were not approved by Medicare. The general rule is that if Medicare does not approve a charge, then neither Medicare nor the Medicare supplement insurance company will pay on that charge.

What do the federal government and turtles have in common? Speed! One of our senior citizen clients got married in October 2013. After her honeymoon, she did the responsible thing and asked the Social Security Administration to change the name on her social security card to her new, married name. A few weeks later, she got a new card with her married name. But, Medicare never sent her a new Medicare ID card with her new last name.

Most people know that I am against Obamacare because it hurts senior citizens in so many ways. I’ve been following the 2014 election races and praying for the candidates who oppose Obamacare. Here are a few items of advice for Anti-Obamacare candidates and their supporters.

On September 3, 2014, I spoke with two seniors that I wish I could have helped. One phoned me and the other visited my office to work with me on several medical bills. Both of them owed money because of the federal government’s policy on “self-administered drugs.”

So many senior citizens tell me about their money troubles that I’m always on the lookout for ways that seniors can make or save money. So, when I had chance to attend the REI EXPO in Schaumburg recently, I did so. I was not disappointed. I have been to many expos and seminar events. The REI EXPO was the best organized and best managed seminar event that I have ever attended. It was organized by REI EXPO from Kansas City, Missouri

I work at a major insurance agency in Indiana. While helping one of our clients recently, I learned that their insurance company had moved much of its customer service call center to Jamaica. The Philippines and India are used for call centers by many companies now, also. This is bad for Americans and especially for senior citizens.

On June 25, 2014, I spent an hour on the phone with our client and Medicare to get Medicare to correct its erroneous records about our client. The client is a victim of the Obamacare law (a.k.a. “Affordable Care Act”). Her employer cancelled the group health insurance plan for all the employees.

Woodrow Wilcox is a former elected Democratic Party precinct committeeman and a former elected delegate to the state convention of Indiana Democrats. But, also, he has helped senior citizens with Medicare related medical bill disputes for over a decade. He has seen how the Obamacare law has harmed senior citizens and he wants everyone to know about it.

On June 4, 2014, a client brought bills and interesting stories to me. Her doctor’s claims for treating her on March 25 and March 31 of this year were denied by Medicare because Medicare ruled the doctor couldn’t have treated her because she was in hospice. Just one problem: she was never in hospice.

“I feel so much better!” a client said in my office on May 28, 2014. “I was worried about these medical bills before I saw you today.” That is what a retired teacher from Crown Point told me after I had met with her in my office and helped her with a Medicare related medical bill problem. Our client did not cause the problem. Her former employer did not cause the problem. Her insurance company did not cause the problem. Medicare caused the problem.