I challenge insurance agencies, elder law attorneys, worship leaders, and community leaders to demonstrate that they care about the senior citizens in their communities by learning how to help seniors to protect themselves from wrongful and erroneous Medicare related medical bills. Will you accept this challenge?

In March 13, 2015, I received a letter from a client who was very satisfied with the help that I gave him so that he could get the medicine that he needed.

During the week of March 7, 2015, both the Chicago Crusader and the Gary Crusader published an editorial cartoon with a flag and a dollar sign and the comment “THE WORLD ACCORDING TO THE G.O.P.” The comment could have easily read “THE WORLD ACCORDING TO THE DEMOCRATS”.

On March 9, 2015, I received a phone call from a very happy senior citizen client from De Motte, Indiana. She reported to me that my letter to a hospital on her behalf had worked to reduce a bill by over $120.

As of February 15, 2015, the Affordable Care Act (“Obamacare”) requires everyone in the country to have health insurance or the I.R.S. will impose and collect a penalty. But, there are some exceptions to this rule.

A hospital in northwest Indiana sent a bill to our client for $476.40 for some laboratory work. Our client sent the bill to me and asked why he owed this since he had both Medicare and a Medicare supplement insurance policy that he bought through the insurance agency where I work.

On February 12, 2015, I received some mail from a senior citizen client from Crown Point, Indiana. She wanted to know why she received notice from Medicare that she owed nothing on a bill for $995 for medical services.

The fall is the busiest time in our insurance agency because that is the time that the federal government schedules for senior citizens to review and consider changing their Medicare Part D prescription drug plan coverage.

On January 28, 2015, I wrote a letter to a hospital to stop its attempt to collect $120.40 from a senior citizen client. I can show you the body of the letter without disclosing the details. Here is the body of the letter that I wrote to the hospital.

I help senior citizens to correct bill errors to save money and protect their identities. On January 5, 2015, I helped a client phone the Social Security Inspector General’s Fraud Hotline. The recording told us that there would be a 32 minute wait before we could talk to anyone. Such a delay is a roadblock that discourages reports of fraud.