Post Tagged with: "insurance"

Subsidizing Abortion in Connecticut

Subsidizing Abortion in Connecticut

As the controversy over President Obama’s birth control mandate continues to rage at the national level, lawmakers in Connecticut are making news with their recent determination that elective abortion is an “essential health benefit” and must therefore be covered under all insurance plans developed according to the new guidelines established by Obamacare.

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Signs ObamaCare May Quash Self-Insurance for Small Businesses

Signs ObamaCare May Quash Self-Insurance for Small Businesses

Imagine that, in order to increase competition among grocery stores, the government created local farmers’ markets all across the country. Anyone could sell food within these farmers’ markets — including the grocery stores. But when the grocery stores refused to participate, the government enacted regulations to force them to do so. Thus, what was meant to encourage competition instead became the means of suppressing it.

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ObamaCare: Engineered to Destroy and Fail

ObamaCare: Engineered to Destroy and Fail

A very sobering video report from the Wall Street Journal on how ObamaCare is already forcing colleges to drop student health plans. The bureaucratic nonsense of ObamaCare is forcing radical cost increases (imagine that!) and colleges are dropping their student health care plans.

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SOS: Speaking of Seniors – Medicare Lost 2 of 3 Bills

SOS: Speaking of Seniors – Medicare Lost 2 of 3 Bills

On May 2, 2012, I helped a client who is an elderly man from Munster, Indiana. He brought to our office a bill from a medical service provider with an unpaid balance. Three claims were for original billed amounts of $245, $225, and $75. The insurance company got the claim for $245 and paid its portion of the claim. But, it did not get the other two claims from Medicare. You can’t blame an insurance company for not paying on a claim that Medicare never sends to it.

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SOS: Speaking of Seniors – Stay in Touch With Your Insurance Agent

SOS: Speaking of Seniors – Stay in Touch With Your Insurance Agent

If you are a senior citizen, and you plan to visit somewhere for less than a month, there probably is no need to contact your insurance agent. But, if you plan to visit for a month or more, I suggest that you contact your insurance agency to let someone know that you will be gone and where you will be just in case they need to reach you. It could make a big financial difference for you.

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SOS: Speaking of Seniors – Saving Seniors Time, Money and Worry

SOS: Speaking of Seniors – Saving Seniors Time, Money and Worry

On April 18, 2012, a client visited our office and brought some bills and papers seeking my help. Some of the documents that the client showed to me were new to me and I have helped senior citizen clients with Medicare related medical bills for nine years. Of the nineteen entries of medical services on the forms that the client received, seventeen were erroneous, false, wrong. That means that Medicare had processed over 89 percent of the claims on the form incorrectly.

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SOS: Speaking of Seniors – Three Bills in a Month

SOS: Speaking of Seniors – Three Bills in a Month

Three different times in one month a client came to me for help with Medicare related medical bill problems. The amounts were small, medium, and large. It doesn’t matter. He was our client. We know that the Medicare system is not perfect. When mistakes happen and problems occur, we do our best to protect our senior citizen clients from financial harm.

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SOS: Speaking of Seniors – A Very Unusual Report

SOS: Speaking of Seniors – A Very Unusual Report

An elderly couple brought some papers to our office and asked me what the papers meant. The couple brought three Medicare Summary Notice forms to me. They told me that they never had gotten Medicare Summary Notices until now. They should have been getting these forms since 1992 – almost twenty years ago – when the husband first went on Medicare. Sometimes it’s hard to know what to expect from our government–and that’s often the problem.

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